: Streamlines pension processing. Employees can apply for pension a year before retirement, and cases are submitted online to the Accountant General (AG) Punjab for the issuance of electronic Pension Payment Orders (ePPO). Key Benefits for Users

The transition to a digital system has introduced several efficiencies for different stakeholders:

To access online services like eReceipts, users must follow a specific registration and login process: : Visit the official IFMS Punjab Portal . Select the e-Receipt tab on the homepage.

Click and fill in personal details, including your Name, DOB, PAN, and Mobile Number. Verify the registration using the OTP sent to your mobile.

: Facilitates the entire budget lifecycle, from planning and preparation by the Finance Department to allocation across administrative departments and individual Drawing and Disbursing Officers (DDOs).

: By integrating with the Reserve Bank of India’s e-Kuber system, the government has reduced payment errors by 98%. Specialized systems like the Vehicle Management System (VMS) have also saved the state over ₹17 crore by tracking fuel and maintenance limits. How to Use the IFMS Punjab Portal

: Digitizes the bill-processing cycle. DDOs can generate 40 types of bills online (including salary, TA, and medical), which are then verified and processed by treasury officials in real-time.

: Provides a portal for citizens and businesses to pay state taxes and non-tax revenues. It supports multiple online modes, including NetBanking, UPI (Google Pay, PhonePe, etc.), and Credit/Debit cards, as well as offline payment via generated challans.