The "Banking Without Borders" approach aims to remove the initial friction of setting up a life in a new country.

Building credit is crucial in Canada. BMO provides credit cards designed for newcomers, helping them establish a credit rating needed to rent an apartment, buy a car, or get a mortgage. 3. International Money Transfers

This is often the core of the program. It provides unlimited transactions, no fee on safety deposit boxes for the first year, and unlimited interac e-transfers. 2. Credit Card Solutions

The BMO Program offers a comprehensive, supportive approach to Canadian banking. By offering pre-arrival setup, waived fees, and dedicated credit-building products, it addresses the key obstacles faced by those moving to Canada.

Visit the BMO newcomer banking page to start your application.

You are generally eligible if you have moved to Canada within the last five years as a Permanent Resident, Foreign Worker, or International Student.